Private lending disputes complex court chat records can be used as evidence – Finance – Peopl

Private lending disputes complex   court: chats can be used as evidence of Finance — original title: private lending disputes: complex chats can be used as evidence in court in September last year, the "Regulations" on Several Issues concerning the trial of the case law applicable to private lending is performed. Reporters yesterday from the west, Tongzhou court learned that over the past year, private lending cases have received increased quantity, the characteristics of the cases, higher complexity of difficult service disputes, and the emergence of QQ, WeChat, Alipay, WeChat voice chat record evidence form new records. The judge pointed out, QQ, WeChat, Alipay and other applications can be used as evidence, so we should pay attention to the retained. However, such evidence is easy to be stolen, but also in combination with the transfer of loans and other documents. Private lending cases increased significantly in September 1, 2015, issued by the Supreme People’s Court on Several Issues concerning the trial of "private lending case applicable law" (hereinafter referred to as the regulations) formally implemented. Over the past year, the court accepted the case of private lending increased significantly. Among them, September 1, 2015 to August 29, 2016, Xicheng court received a total of 2047 cases of private lending, an increase of about 38.4%. Tongzhou court received private lending cases also increased significantly, the amount is also rising. From 850 in 2013 to 2015 growth of 1673, from January to August 20th this year, only about 8 months, such cases have reached up to $1311. West side Court Civil Tribunal Zhao Yanlai three said, according to the new judicial interpretation, lend money person may bring a lawsuit in the people’s court in the locality, and after the defendant is under the jurisdiction of principles, which is the main cause of the increase in the number of cases. "Financing loan ratio, lending more and more occupation", Tongzhou court judge Zhang Bo said, because the bank loan policy tightening and private financing demand, coupled with civil idle funds, less investment channels, gave birth to the private lending market occupation, production business borrowing has become mainstream. In addition, the economy continued downward in recent years, resulting in many industries operating difficulties, capital chain rupture, the borrower can not repay the creditor to court the case bombarded the borrower increased significantly. WeChat and other chat records can be used as evidence in the court said that the growth in the number of such cases at the same time, there are some new features, such as management of large lending increased the proportion of new evidence, are frequent, the borrower claims to return the high interest rates of cases increased significantly. According to Zhao Yanlai introduction, in the trial of such cases, there have been a lot of use of QQ, WeChat and other chat records as evidence, as well as voice content. Zhao Yanlai believes that if the two sides by QQ, WeChat and other ways of communication and negotiation, in the CDO missing or defective, the loan is not sufficient proof of delivery situation, submit the corresponding QQ, WeChat records can sometimes act as strong evidence, and even become the key to the establishment of credit, it retained the corresponding records, are often able to play the prepared against want to. But compared with the records, bank transfer voucher and other traditional forms of evidence)相关的主题文章: